
Are USDA loans the best?!
If you are a first time buyer, I urge you to first start with pre-approval. This should sound pretty repetitive by now if you have read...

Debt To Income Ratio for Home Loan Approval
What is a mortgage anyway? A mortgage is another word for a home loan. When you get approved for a mortgage or loan, your lender will use...

Checklist: Home Inspection & Home Warranties
A home inspection is a full thorough examination of the physical structure and the systems of a house, from top to bottom. Literally, the...

What Is A CMA And Why Is It Important?
A CMA is a comparative marketing analysis. When you find the home you would like to submit an offer on, it is vital to have your agent...

What Is Earnest Money?
Earnest money is a deposit made to the seller and basically represents a buyer's good faith to buy the home. It is sometimes considered...

What Is Due Diligence?
Due diligence in a real estate transaction is an important part of the home purchase, it gives the buyer an opportunity to have the home...

How Do I Find The Right Lender?
Most banks and credit unions offer home loans or mortgage lenders. You can also ask a family member or friends who have bought before for...

Let's Discuss Closing Costs!
Closing costs are fees paid at the closing of a real estate transaction. Closing costs are incurred by both the buyer and the seller. In...

Do I Really Need A Real Estate Agent?
Whether you are selling a home or buying one, an agent is not mandatory, but highly recommended. A good agent, will do most of the "heavy...

Top 5 Things To Do Before Buying Your First Home!
1. Get Out of Debt-Pay down your credit cards, student loans, or personal loans! 2. Clean Up Your Credit-Hire a credit repair specialist...













